General Information - Applies to All Locations

    1. Proposed effective date:

      Liability occurrence limits: $500,000 $1,000,000

      Sexual Abuse limits: $50,000/$100,000       $100,000/$200,000
                                     $100,000/$300,000      $250,000/$500,000
                                     $500,000/$1,000,000    $1,000,000/$1,000,000

      [If an umbrella is requested, sexual abuse limits must be $1,000,000/$2,000,000 ­ check here ]

    2. Named Insured (as to appear on policy):

    3. Address:

      City: State: Zip:

      Home Phone: Fax Phone:

      Email Address: Website Address:

    4. Business type:

      1. Individual Corporation Partnership LLC
        Other:

      2. Profit Nonprofit

      3. Commercial Child Care no camp Commercial Child Care with camp Montessori Nursery School Head Start Sick Child Facility (Percent of enrollment devoted to sick child care:%)
        In-Home care Private school (Please complete a Private School application) Other:

      4. Federal Employer ID No.

      5. Are you a member of: NAEYC? NCCA? NACCP?
                                         Other:

    5. Is the facility accredited by any of the following?

      NCCA NAFCC NACCP NAEYC
      Other: (Certificate must be mailed in)

    6. Number of years applicant has been in this business:

    7. Person to contact for loss control survey:
      Phone #:

    8. Check all that apply and add any others. Attach all brochures and promotional materials. Note that coverage will only apply to disclosed premises and operations.

      Do you perform the following services:

      Drop-off care facility Overnight care (see supplement)
      Sick Child Care (see supplement) Special needs care (see question #35) After school care
           (Percent of enrollment devoted to after school care: %)
      Temporary care at a shopping mall, convention hall, health club facility
           or other venue
      Special instruction (dance, gymnastics, music, etc.) indicate type(s): Other operations:

    9. Do you carry Accident-Medical coverage?YES NO

      If yes, who is the insurance carrier for Accident Medical coverage?

    Hiring Practices and Abuse/Molestation Coverage Information - APPLIES TO ALL LOCATIONS

    1. Are employees (paid & volunteer) required to complete an employment application? YES NO

      If no, explain:

      1. Are criminal investigations conducted on all employees (paid & volunteer) before hiring? (This includes any parents who will be regular volunteers in the facility) YES NO

      2. Which of the following do you use to do background checks on your employees & volunteers?

        County criminal record search State criminal record search
        National criminal index search State prison search
        Federal prison search Sex offender search
        Criminal index search Nationwide U.S. Wants & Warrants search Teacher license Education verification FBI

    2. Does your staff (paid and volunteer) employment application include questions about whether the individual has ever been convicted of any crime, including sex-related or child-abuse
      related offenses?
      YES NO

    3. At staff orientation, do you discuss child abuse and sexual abuse, how to recognize the signs, and what to do if a child reports someone molested him/her? YES NO

      Do you require mandatory training for all employees each year about these subjects? YES NO

    4. Do you verify employment references?YES NO

      Do you conduct a personal interview? YES NO

    5. Have you had an incident which resulted in an allegation of sexual abuse? YES NO

      If yes, please describe details including any resulting claims, the outcome and damages paid.

    6. Do you have a written policy addressing abuse and individual contact that may occur between children and volunteers or staff? YES NO

    7. Do you have guidelines that prohibit the use of
      corporal punishment?
      YES NO

    8. Do your rules and guidelines include listing all staff responsibilities for all activities including on and off-premises activities? YES NO

      Facility - LOCATION 1 (Complete an additional location supplement for each other location)

    9. Do you operate more than one location? YES NO
      If yes, explain if it's not submitted to us to insure:

    10. How long has applicant operated at this location?

    11. Location address, if different than mailing address:

    12. Is the facility licensed by the State? YES (Mail copy) NO
      If no, explain in Remarks Section.

    13. Has the license ever been revoked? YES NO

      If yes, explain:

    14. Hours of operation: From to
      Number of days per week:
      Number of months per year:

    15. Child care facility located at: Private home Church Apartment YMCA Commercial Bldg. Other:

    16. List other occupancies in the same building:

    17. List adjacent businesses:

    18. Additional Insured required? YES NO

      Name
      Address
      Relationship:


    Personnel - LOCATION 1 (Complete an additional location supplement for each other location)

    1. Name of Executive Director/Manager:
      Number of years in child care:
      Specialized training or education:

    2. Number of teachers with degrees:
      Number of teachers without degrees:

    3. Number of Aides: Number of Volunteers:
      Number of Nurses: Number of EMTs:

    4. Number of Kitchen Staff: Number of Janitorial Staff:
      Other (describe position and number of employees):

    5. Total number of employees:
      Any employees under 18 years of age? YES NO

      If yes, how many?

      List position and how they are supervised:

    6. Is there always someone trained in CPR and first aid on the premises? YES NO


    Enrollment - LOCATION 1 (Complete an additional location supplement for each other location)

    1. Licensed Capacity:
      Current Enrollment:
      Average Number of Children per day:

    2. Based on the maximum number of children enrolled on your busiest day, what is your actual breakdown of total staff to total number of children by age group (excluding director)?

      Infants, ages 0-1 # Staff # Children
      Toddlers, ages 1-2 # Staff # Children
      Toddlers, ages 2-3 # Staff # Children
      Preschoolers, ages 3-5 # Staff # Children
      School age children # Staff # Children
      Total Staff Total Children

    3. Are "special needs" children cared for? YES NO
      1. If yes, how many?
      2. Is someone on your staff trained to care for
        these children? YES NO
      3. Is physical therapy provided? YES NO
        If yes, is it provided by a contracted professional who provides you with a certificate of insurance? YES NO
      4. Is an aide assigned to accompany the child? YES NO
      5. Describe the disabilities and special arrangements made to care for these children:


    Play Facilities - LOCATION 1 (Complete an additional location supplement for each other location)

    1. Does the facility have its own play area? YES NO
      If no, give name of play facility used:

      Does the playground you use meet all safety requirements of the CPSC (Consumer Products Safety Commission)? YES NO

    2. Is play area fenced? YES NO
      List all playground equipment:

    3. Please indicate type of surface under play equipment and depth in inches:

      Coarse Sand: "
      Double Shredded Mulch:"
      Engineered Wood Fibers:"
      Fine Gravel:"
      Fine Sand:"
      Medium Gravel:"
      Shredded Tires:"
      Wood Chips:"
      Other (type & depth):

    4. Was equipment installed by, or has it been inspected by, someone certified in playground safety? YES NO

      How often are regular maintenance and routine inspections performed on the equipment? At least: Weekly Monthly Only as needed
      Other (Specify):

    5. Does the center have playground equipment with a primary platform higher than 6 feet? YES NO

      Is there any play apparatus higher than 8 feet? YES NO
      If yes, describe:

    6. Do you utilize swimming facilities? YES NO
      If yes, complete the Swimming Pool Supplement.


    Operations- LOCATION 1 (Complete an additional location supplement for each other location)

    1. To prevent children from accessing cooking areas, stoves, microwave ovens, etc., please indicate which of the following precautions are taken:
      Separate kitchen with closed door Gate covering kitchen entrance area
      Other

    2. To prevent children from being released to unauthorized persons, please indicate which of the following precautions are taken:
      Sign-out sheet
      Staff member must see the person before child is released
      Staff member calls parent when unfamiliar person comes
           to pick up child
      Staff member checks ID against child's "approved"
            pickup list before releasing child
      Other:

    3. Please indicate which of the following procedures are used when dispensing medications to children:
      Written parental permission is required
      Written instructions for use is provided by the parent
      Medication is kept in its original container/package
      Written records are kept of all medications dispensed
      Other:

    4. Are there any pets at this location? YES NO
      If yes, describe the pet, including size:

    5. Are special classes provided (like music, dance, gymnastics, etc.)? YES NO

      If yes, explain.

      If special classes are taught by an independent contractor on your premises, do you require them to provide proof of liability coverage? YES NO

    6. Do you warm baby bottles in an area not accessible
      to children?
      YES NO

    7. Do you have a crisis management plan for dealing with participants, employees, children, parents, authorities, and media in the event of an abuse allegation or incident or other type of crisis? YES NO

    8. Does the facility have an emergency evacuation plan posted and is it practiced? YES NO

    9. Does the facility have video cameras installed to monitor all daily activities? YES NO


    Field Trips and Special Events - LOCATION 1 (Complete an additional location supplement for each other location)

    1. Number of field trips conducted each year:
      1. Is an attempt made to obtain release forms from both parents/guardians for each trip whenever possible? YES NO
      2. Are any trips overnight? YES NO
      3. Are staff to child ratios maintained or increased for trips? YES NO
      4. Are all children required to wear an identification badge? YES NO
      5. Describe types of field trips:

    2. Do you sponsor any special events or fund-
      raising activities?
      YES NO
      If yes:

      1. If Yes: For each event, list the following: Type of event, number of participants, planned activities, expected revenue, length of time, whether or not liquor is served and if you obtain Certificates of Insurance from all vendors.

      2. Do you rent facility to others? YES NO
        If so, to whom and for what purpose?

      3. Do you obtain Certificates of Insurance from them? YES NO


    Transportation - LOCATION 1 (Complete an additional location supplement for each other location)

    1. Does the facility provide transportation to and
      from the center?
      YES NO

    2. Does the facility provide transportation for field trips? YES NO
      If yes, on average, how far from the facility are the field trips?

      If no, indicate how transportation is provided:
      Vans are rented with drivers
      Vans are rented without drivers
      Buses are rented with drivers
      Buses are rented without drivers
      Parents, staff and volunteers drive their own cars
      Other:

    3. After vacating the vehicle, is a final check made after every use to make sure nobody is left inside? YES NO

    4. Are all drivers at least 21 years of age? YES NO

      Do you obtain MVRs on all drivers? YES NO

    5. Do all drivers of applicable vehicles have a CDL license in accordance with state regulations? YES NO

    6. Do employees/volunteers transport children in their own vehicles? YES NO
      If yes, how often:

    7. Total number of owned vehicles:
      Total number of hired vehicles:
      Annual cost of hire:$

    8. Are Certificates of Insurance required:
      1. From drivers of personal vehicles showing auto liability limits of at least $300,000? YES No
      2. From drivers of hired vehicles showing liability limits equal to or greater than the insured's limits? YES NO


    Accident Medical Coverage (Complete if requested) ­ APPLIES TO ALL LOCATIONS

    1. Numbers of students by age: Under 7 years old Over 7 years old

    2. Plan Desired:
           Plan A - $12,500 Accident Medical Expense,
                           $10,000 Accidental Death & Dismemberment, $0 Deductible
           Plan B - $20,000 Accident Medical Expense,
                           $10,000 Accidental Death & Dismemberment, $0 Deductible


    Prior Coverage ­ APPLIES TO ALL LOCATIONS

    1. Has any prior coverage been cancelled or non-renewed? YES NO

      If yes, explain:

    2. Prior Policy Information



      Policy Type

      Company
      Effective
      Date

      Limit
      Total
      Premium
      Accident Medical
      General Liability
      Property
      Auto
      Other


    Loss History ­ APPLIES TO ALL LOCATIONS

    Enter all claims or occurrences that may give rise to claims for the prior 5 years;

    None:

    Date of Occurrence Line of Insurance Type/Description of Occurrence or Claim Date of Claim Amount Paid Amount Reserved Claim Status
    Selection Claim Status: O = Open, C =Closed


    Additional Coverages

    Please indicate which of the following important additional coverage enhancements we may quote for you:

    Umbrella Liability
    Key Employee Replacement Coverage
    Food Contamination & Communicable Disease Coverage
    Child Abduction Coverage
    Directors' & Officers' Liability (Non-profit entities only)

    Remarks (IF YOU NEED MORE SPACE, PLEASE SEND COMMENTS IN AN EMAIL TO cnick@neisinc.com)

    FAIR CREDIT REPORT ACT NOTICE: An investigative consumer report may be requested by the insurer to which this application is assigned as to the consumer's character, general reputation, personal characteristics, and mode of living. Subsequent consumer reports may be requested in connection with an update or renewal or extension of the insurance which this application is made. The applicant will be informed of the name and address of the consumer reporting agency that furnished the report.

    FRAUD WARNING: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance containing any materially false information, or conceals for the purpose of misleading information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime and subjects the person to criminal and [ NY residents: substantial ] civil penalties. In Maine insurance benefits may also be denied.

    I hereby certify that to the best of my knowledge and belief the information provided is true and correct and that no information which would materially affect this insurance has been withheld.

    Applicant's Signature Date


    Insurance Agent's Information:

    Producer's Name:
    Agency Name:
    License#
    Email Address:
    Agency Address:
    City: State: Zip:
    Phone Number: Fax Number: